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3 easier approval credit cards to help you rebuild credit

   Image: In a Nutshell Even if you have a limited or poor credit history, you may still qualify for easier approval credit cards like the Capital One® Secured MasterCard® or the Indigo® Platinum Mastercard®. Written by:  Melanie Lockert We generally make money when you get a product (like a credit card or loan) through our platform, but we don’t let that cloud our editorial opinions. Learn moreabout how we keep this compensation from affecting our editorial views. Advertiser Disclosure The best easier approval cards to help you rebuild credit  Best for building credit and earning rewards Credit One Bank® Platinum Visa® with Cash Back Rewards Best if you have a limited credit history  Capital One® Secured Mastercard® Best if you’ve previously filed bankruptcy Indigo® Platinum Masterca...

How Long It Takes Your Credit Score to Recover from a Drastic Drop

How long does it take for your credit score to rebound from a “soft inquiry?” That’s what Tiffany wants to know for this week’s Money Monday:   I inquired about a car loan and the dealer said soft inquiry, but performed six hard inquiries against my report. I never purchased a vehicle. My score has since dropped 75 points. How long will it take for my score to go back up? How can I determine how many points it dropped per hit?   ADVERTISEMENT     Each Monday we’re tackling one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at alicia.adamczyk@lifehacker.com.   This is what individ...

The Best Bank Sign-Up Bonuses and Perks

Photo by CafeCredit. Let’s say your bank sucks, treats you poorly, and you’re ready to break up with them. While you’re on the hunt for a new, better place to store your money, remember this: some banks will pay you to switch. Wells Fargo Customers Should Check Their Bank Accounts Read more That’s right, many banks offer sign-up bonuses. They’re sort of like credit card sign-up bonuses, but instead of points, you get cold, hard cash. Not all bank bonuses, however, are worth it. Some of them come with frustrating fine print details, like monthly maintenance fees. You don’t want to switch from one bad bank to another, so we combed through some of the most popular offers to pick the best of the bunch. Chase Bank If you open a Chase Total Checking account and set up a direct deposit into it, y...