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Fine Art of Obtaining a Zero Interest Credit Card 

Yes, they do exist If your credit is decent, and you know where to look, a zero-interest credit card offers financial consumers some definitive advantages. The fact is, a zero-interest credit card is worth pursuing, just based on the numbers alone. In 2017, the current average credit card interest rate was 12.77%, according to a recent study by Credit Donkey. That rate level hasn’t changed much since 2011 (at 12.74%), when Credit Donkey started tracking average credit card interest rates. Still, a 12.77% card interest rate is more than enough to start getting financial consumers clamoring for zero-interest rate cards. Such cards allow cardholders to shift high-interest rate debt to a new zero-interest rate credit card – a card that doesn’t charge an interest rate during a...

Why It Makes Perfect Sense for Netflix and Amazon to Buy Up Movie Theaters

It’s time for some M&A in the theater space. Netflix (NFLX – Get Report) reportedly has shown interest in buying movie theaters. It makes perfect sense. Netflix, or Action Alerts Plus holdingAmazon (AMZN – Get Report) , will buy a national chain of movie theaters, busting the entire tickets, concessions, new movie release paradigm. The theater is not dead, it just has not evolved to today’s market, and the only way it can is with M&A from outside. The new model will be an incremental subscription and it will super-powered by data, mobile apps and a combination of owned and leased content. The big screen will turn into an experience again. Here’s a deep dive into the industry. The Issue with Current Movie Paradigm… The largest issues with the ...

Break Facebook’s Power and Renew Journalism

We must take the Internet back from monopolies. Facebook CEO Mark Zuckerberg testifies before a House Energy and Commerce hearing in Washington on April 11, 2018. (AP Photo / Andrew Harnik) Facebook’s sudden fall from grace has toppled long-held assumptions that it couldn’t be regulated. Now a rare bipartisan consensus has emerged that Facebook’s unaccountable power may require government intervention. The recent Cambridge Analytica scandal helped kick-start an overdue conversation about monopoly power, its pernicious effects on society, and government’s role in stopping it. With implications far beyond Facebook, a precious opportunity for structural reform has opened. How can we seize it? Mark Zuckerberg himself has said in interviews and during his congressional testimony that regulation...

What you need to know about the Wells Fargo settlement

The Wells Fargo Settlement Darla Mercado | @darla_mercado Published 2 Hours AgoCNBC.com The bank estimates it will pay about $182 million to affected car loan borrowers. Some 110,000 homeowners were assessed about $98 million in mortgage rate lock extension fees between Sept. 16, 2013 and Feb. 28, 2017. Andres S | Getty Images Couple buying a new car and signing the contract The checks should be the mail for consumers affected by alleged improper auto loan and mortgage practices at lending giant Wells Fargo. The Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency announced a $1 billion settlement with the bank on Friday. The penalties relate to fees assessed on mortgage interest rate lock extensions — money that prospective homebuyers pay to keep an offer...

4 business trends that are booming right now

4 Business Trends That Are on Fire Right Now If you study historical business trends, you’ll notice that they evolve, shift, disappear, and emerge from year to year. By recognizing the ebbs and flows, you can better prepare your organization for the future. Keep an Eye On These Trends By definition, a trend is “a general direction in which something is developing or changing.” As such, your business can’t afford to ignore the trends that are emerging in and around your industry. If you do, you’ll end up becoming irrelevant and obsolete. How you respond to each of the following trends will differ depending on a unique set of circumstances and factors. At the very least, make sure you’re aware of their presence and how they could affect your business in the coming months and years. 1. Machin...

6 Cannabis Industry Trends Shaping the Future of Pot

One trend the cannabis industry should anticipate is the arrival of large-scale traditional agriculture in the growing scene. Photo Claire Benjamin ECONOMICS 6 Cannabis Industry Trends Shaping the Future of Pot Cannabis industry trends aren’t always easy to pin down in the fast-changing climate of legalized cannabis. These six trends, however, are supported by a preponderance of evidence, which makes them likely to play out in the future. By Mike Adams The so-called Wolves of Weed Street predict the cannabis industry will grow into a monstrous $75 billion industry by 2030. This estimation is around $25 billion more than originally forecast, according to the latest figures from New York investment analysts Cowen & Company. There is just so much happening right now within the cannabis se...

The Top Business Trends To Look Out For in 2018

You’re in danger… Of being left behind. Many people find a routine, then they settle in. But business trends are accelerating. It seems technology is advancing at an even faster rate than we expected. Many of us are already feeling the effects of these changes. We’re expected to do far more than our predecessors. We’re expected to be more knowledgeable. To be able to turn out high quality work in less time and with less money. Those who are unprepared will struggle. Work will become difficult as they struggle to compete with their competent co-workers. Work will be unrecognizable… If you’re unprepared. Even worse, these changes are more complicated than many of us realize. It’s not just keeping up with trends that’s difficult. It’s keeping up with the right trends. Okay… Which trends do yo...

How Blockchain Will Disrupt the Future of Social Media Influencers

Opinion: Consumers will be rewarded with transparency and genuine content By Segun Onibalusi Blockchain will put an end to the problematic advertising revenue issues for influencers ikachan999/iStock Are you ready to find out how blockchain, the emerging digital currency, is set to rock the world of social media influencers? Before we go any further, consider this: Influencers can shift a brand’s image from obscurity into the limelight. With the right tactics, they have the power to grow your brand and double or triple sales beyond expectations. How? They’re highly engaged on social media, have established audiences and are the authorities in their industries. The bottom line is, when an influencer spread the word about a company, it grows. In essence, they entice consumers to jump on the ...

Apps for the mobile journalists

By Mike Reilley | April 16th, 2018 This is a collection of mobile resources from Mike Reilley of The Journalist’s Toolbox. Also contributing are the Poynter Institute’s Regina McCombs, Dave Stanton and Damon Kiesow. A list of mobile reporting tools appears at the end of this page. Most apps are tailored to the iPhone but have versions available for Android and other operating systems. Mobile Industry Reading Mobile Journalism Manual The guide for reporters and newsrooms. Steve Buttry: Mobile First Strategy 2009’s editor-of-the-year says newsrooms need to think mobile first. Journalism Tools: Mobile Reporting Tools Poynter: 10 Questions to Craft Your Mobile Strategy From Regina McCombs. GIJN: Essential Mobile Journalism Tools GIJN: Editing on a Smartphone GIJN: Recording Audio on a Smartpho...

Arizona Cardinals’ Running Back David Johnson to Open 1st David’s Locker at Phoenix Children’s Hospital

FOR IMMEDIATE RELEASE THURSDAY, APRIL 12, 2018   MEDIA ALERT: PHOTO, VIDEO AND INTERVIEW OPPORTUNITY: Arizona Cardinals’ Running Back David Johnson to Open 1st David’s Locker at Phoenix Children’s Hospital WHO: Arizona Cardinals’ RB David Johnson and wife, Meghan Johnson WHAT: David’s Locker The Johnsons will be opening their first David’s Locker. This cart will provide patients and their family members access to electronics during hospital stays. It serves as a source of entertainment, a portal for communication and a diversion during treatment and recovery. WHEN: Wednesday, April 18, 2018 1:15 PM to 2:15 p.m., Media Check-in at 1:15 p.m. (see details below), Ribbon-Cutting Ceremony 1:30-2:00 p.m. Media interviews 2:00-2:15 p.m. WHERE: Phoenix Children’s Hospital 1919 E Thomas Road P...

Uber is launching a rental car service inside its app

  Uber is launching a rental car network in partnership with Getaround, the ride-hailing company announced today (April 11). San Francisco-based Getaround lets users find and instantly book vehicles from private car owners, all through a mobile app. The new Uber Rent platform, which is scheduled to launch later this month in San Francisco, will make cars from Getaround’s network available to users of the Uber app. The deal comes as Uber expands beyond its flagship on-demand rides and into other modes of local transportation. On April 9, the company said it had purchased Jump Bikes, a provider of dockless electric bicycles. Also today, Uber announced a partnership with London-based Masabi, a mobile ticketing company that Uber said will help customers book and use public transit tickets...

Want To Reset Your Metabolism? This One-Day Plan Is All You Need

For too long you have been told all the ways to lose weight and get in shape in the fastest possible way. It works some of the time, or the results are only temporary, and it never gets the full results you deserve. And there’s a reason why. It’s time to unlearn everything you have always been told to be true about how to get in shape. It’s time to stop listening to the pundits and get a metabolic reset. Here are the most important factors to rev your metabolism: 1. Get proper sleep. For every two hours of sleep you lose you impair your weight loss by roughly half a pound! Worse than that, if you don’t get at least seven hours of sleep you can kick up ghrelin, your hunger hormone, into overdrive. There’s a reason you’re reaching for the office candy jar!...